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At a time when many people have been focused on their family’s health and livelihood, having adequate life insurance has never been more important. Yet the gap between what we need and what we [...]

“83% of Australian’s insure their cars but only 28% insure their income.” *lifewise.org.au Which is the most important asset to you? It seems far from ideal that in the tragic event of a car [...]

The key ingredients are simple according to Researchers at the University of Gothenburg, Sweden. “Refrain from smoking, maintain healthy cholesterol levels and confine themselves to four cups of [...]

Why financial advice? The financial decisions that people make at different turning points in their life can have immediate and life-long consequences. Good advice should provide the information [...]

‘SMSFAdvisor’ recently highlighted a study carried out within the insurance industry which revealed that the majority of SMSF trustees are underinsured when it comes to life insurance – possibly [...]

Many business owners don’t hesitate to insure physical assets such as motor vehicles, plant and equipment. However they often overlook the importance of insuring themselves (and other key [...]

Many SMSFs that have used a Limited Recourse Borrowing Arrangement (LRBA) to acquire a property have little or no other assets in the fund. So when a member is disabled or dies, there is often [...]

No matter what stage your business is at, it is most important to review your life insurance policies to make certain you have sufficient coverage for your business needs.  Just as you would [...]

One in five parents will become too sick or injured to work, or will die before retirement age, according to a disturbing report released during 2010. The Lifewise/NATSEM Underinsurance Report [...]

According to the Lifewise report, 95% of families do not have adequate levels of insurance. The ‘big picture’ finding from the report was that due to underinsurance by most Australians, if a [...]