Total Permanent Disability (TPD) Insurance
A permanent injury or illness can make it difficult or impossible to return work. TPD insurance can provide a financial safety-net to help support you and your family, and pay for medical and [...]
Too Much Keyperson Cover?
In Australia, Life Insurance and TPD Insurance is typically included in your super – by default. Generally this is a good thing, but if you’re one of the 4 in every 10 Australians who have more [...]
Can Your Business Survive Losing One of Its Key People
As much as you try to share skills, knowledge and information in your company, you probably have some people who are key to your business’ success. It might be a Director or the CEO, whose vision [...]
Understanding Risk Management for Small Business
Operating a successful small business involves decisions in several areas , one such area is risk. Risk, is the exposure to danger, harm, or loss. For businesses the term usually applies to the [...]
Four things Small to Medium Business Owners Should Consider About Insurance
Australia’s more than two million small businesses make an enormous contribution to our communities and are the backbone of our economy. Here are four steps that every small business owner should [...]
What is a buy sell agreement and how will it help my business?
Buy/sell agreements help to ensure a smooth transition of business ownership to remaining owners in the event that one business owner dies or is unable to work due to illness or disablement. They [...]
